In the realm of mortgage financing in New Zealand, one of the most crucial decisions borrowers face is whether to opt for a fixed-rate mortgage or a floating rate mortgage. This decision carries significant financial implications and requires careful consideration. Let’s delve into the nuances of each option to help you make an informed choice …
Turnkey Properties vs House and Land Packages in NZ If you’re looking to invest in New Zealand real estate, you may be intrigued by a turnkey home or a house and land package. Both options offer exciting advantages for first home buyers and those looking to make their next move. As Auckland’s trusted mortgage brokers …
One in three Kiwi households have mortgage debt and this figure remains fairly steady as more first home buyers enter the market. In addition to the cost of the property, there are also interest rates to consider. With over 40 years of experience in home loans and independent financial advice, Mortgage Masters can take you …
Property prices in New Zealand are dropping fast in value at levels unseen since the global financial crisis. At the same time, many buyers remain locked out of the market due to rising interest rates and cost of living pressures. At Mortgage Masters, we carefully follow property market trends in New Zealand and can help …
What are the Current Property Market Trends in NZ? Read More »
Investing in property is one of the simplest strategies to grow your personal wealth. At Mortgage Masters, we’re the mortgage broker Auckland property investors can visit for help finding the ideal mortgage to help them generate long term income and create a better financial future. Below we look at how property compares to other forms …
Loan-to-value ratios (or LVR) rules constantly change in New Zealand, affecting the deposit you need to purchase a property. The required deposit differs from standard owner-occupiers and property investors. Mortgage Masters is an Auckland mortgage company that helps property investors find the ideal mortgage to help them achieve their investment goals. Below, we look at …
How Much is Needed for an Investment Property Deposit? Read More »
Interest rates are always subject to change, increasing or decreasing as we move through different economic cycles. This can be daunting for many homeowners paying off mortgages as well as potential buyers looking to enter the market. Here at Mortgage Masters, we’re the independent mortgage broker Auckland city property buyers can count on for expert …
How Changing Interest Rates Affects Property Buyers NZ Read More »
There are few milestones in life that compare to buying a house. It can be a lengthy process with many steps, albeit exciting. For some people, especially first home buyers, it can be overwhelming. Mortgage Masters help with finding a home loan Auckland property buyers are most suited to and we have extensive experience offering …
A Property Buyers’ Checklist for Home Ownership in NZ Read More »
If you need to get a home loan, you can apply directly with your bank, consult a mortgage broker or shop around for a loan yourself. Many Kiwis go with a major bank as it seems the easiest, however, it’s well worth exploring what deals are available to help you pay off your mortgage sooner …
Can a Mortgage Broker Help You Get a Home Loan in NZ? Read More »
Property investment is one of the most popular ways of building wealth in New Zealand. The key to success is extensive research and planning. Your strategy should ultimately focus on owning the right kind of property in the right location. At Mortgage Masters, our Auckland mortgage company has extensive experience helping investors. Below, we offer …
