Trusted Independent Financial Advice In Auckland
Helping You Achieve Financial Freedom
Meet Our Founder, Nathan Saminathan
Meet Marc Oliver, Our Loan Application Manager
Marc Oliver, our seasoned Loan Application Manager, brings over 40 years of expertise in the Banking and Finance industry to guide you through the path of homeownership. Marc’s distinguished career includes senior leadership roles with a leading New Zealand bank, where he led teams in realizing customers’ dreams of owning a home. Renowned for exceeding customer expectations, Marc’s organized and customer-focused approach ensures a smooth and tailored experience.
Beyond his extensive professional background, Marc is a community-focused individual dedicated to building lasting relationships. Choose Mortgage Masters for a personalized and efficient journey toward your homeownership goals with Marc at the helm.
Independent Mortgage Brokers,
Trusted By The Auckland Community
Want to learn more about Mortgage Masters? Book a consultation or ask your financial questions on 0800 630 7171.
FAQs For Mortgage Broker Services
The New Zealand government provides help for first home buyers, with KiwiBuild, First Home Loan and First Home Grant initiatives. To qualify for this mortgage scheme, first home buyers now only need a 10% deposit.
There are different types of loans available – fixed, floating, offset, revolving, or a mixture of these – and the best choice for you depends on your financial situation and lifestyle
Many of our clients believe a 20% deposit is needed to buy a house in New Zealand, but that’s not always the case. First home buyers going through the First Home Scheme, for example, will only need to produce 10% to secure a house.
In general, the minimum required deposit for existing properties in New Zealand is 20%
The best time to consider refinancing your mortgage is towards the end of your current loan’s term, or when some aspects of your situation have changed that would affect your finances.
You can always look into refinancing to search for a more competitive interest rate, review your loan structure or borrow more money.
There are some potential pitfalls to look out for when refinancing your home.
For example, you may need to cover some of the costs you had to pay when taking out your original mortgage, such as application fees and closing fees. Working with a trusted mortgage broker can ensure you’re prepared for the process, to avoid any nasty surprises.