Mortgage Masters: Your Trusted Mortgage Broker in New Zealand
As one of Auckland’s best mortgage lenders, we cover first homes, investment properties, refinancing, and new builds.
We help businesses apply for commercial loans to finance building projects, buy new equipment, or rent commercial real estate to support their growth.
We offer general insurance, life insurance, medical insurance and mortgage protection.
We give independent advice on how to successfully manage your KiwiSaver and other retirement accounts.
The Best Market Deals At Your Fingertips
A Community Business You Can Trust
Independent Financial Advice
We aren’t just mortgage brokers; we can also advise on any relevant financial product.
We know which banks or other lenders would accept your application, so we can negotiate the best deal for you.
We structure your loan so you can pay it off as quickly as possible, meaning less interest to pay.
Our Satisfied Customers
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Get in touch with us for professional, honest, and helpful services in residential and commercial mortgages. Call us at 0800 630 7171 today.
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FAQs For Mortgage Broker Services
The New Zealand government provides help for first home buyers, with KiwiBuild, First Home Loan and First Home Grant initiatives. To qualify for this mortgage scheme, first home buyers now only need a 10% deposit.
There are different types of loans available – fixed, floating, offset, revolving, or a mixture of these – and the best choice for you depends on your financial situation and lifestyle
Many of our clients believe a 20% deposit is needed to buy a house in New Zealand, but that’s not always the case. First home buyers going through the First Home Scheme, for example, will only need to produce 10% to secure a house.
In general, the minimum required deposit for existing properties in New Zealand is 20%
The best time to consider refinancing your mortgage is towards the end of your current loan’s term, or when some aspects of your situation have changed that would affect your finances.
You can always look into refinancing to search for a more competitive interest rate, review your loan structure or borrow more money.
There are some potential pitfalls to look out for when refinancing your home.
For example, you may need to cover some of the costs you had to pay when taking out your original mortgage, such as application fees and closing fees. Working with a trusted mortgage broker can ensure you’re prepared for the process, to avoid any nasty surprises.