Author name: sudhakaran

If you need to get a home loan, you can generally go about it in three ways – applying directly with your bank, consulting a mortgage broker or shopping around for a loan yourself. Many Kiwis go with a major bank as it seems like a safer option because they are familiar, trusted and you […]

While it’s possible to go through life debt-free, it’s not necessarily smart. Most of us can rarely afford to pay upfront for life’s most important purchases like a home, a car or a university education. Before taking out a loan or buying on credit, it’s important to know whether the debt incurred is good debt

It can be tough getting your foot on the property ladder, but the New Zealand Government has a variety of programs and initiatives that aim at helping Kiwis achieve home ownership. This includes the First Home Loan as well as options to use KiwiSaver to help buy your first home. Withdrawing From KiwiSaver If you’ve

Saving for a home deposit can be hard work. But having an organised and creative approach can make it simple. Below we offer some saving tips that go further than telling you to cut spending wherever possible. 1. Work Out How Much You Need to Save Create a detailed budget that outlines your income, debts

Navigating the world of home loans can be confusing, especially for first home buyers. Below, we clear up some things about home loans so you can get a good understanding of what’s on offer and what might be right for you. Types of Home Loans Features of a home loan tend to vary depending on