When buying your first home, it’s easy to get swept up in the excitement and get ahead of yourself. At Mortgage Masters, we’re the Auckland mortgage company that specialises in helping Kiwis buy their first home. Here are some key insights into what to expect and prepare for when buying your first home, from home …
Saving for a home deposit can be hard work. Many people find it difficult to make a budget and stick to it, but it’s one of the most effective ways of getting the home loan Auckland first home buyers need. Below are some tips from the trusted Auckland mortgage company Mortgage Masters, outlining budgeting tips …
Tips for a First Home Buyer Saving for a Deposit Read More »
Everyone wants to lower their mortgage repayments and pay off loans sooner, whether a homeowner or an investor. Refinancing is a great way of achieving this. Even if you secure a good deal with your mortgage, sticking with the same loan too long can be a mistake. Whether the costs outweigh the benefits depends on …
If you need to get a home loan, you can generally go about it in three different ways: applying directly with your bank, consulting a mortgage broker or shopping around for a loan yourself. Many Kiwis go with a major bank as it seems the easiest and fastest option. By reaching out to a mortgage broker …
What is the Mortgage Broker Process in Auckland? Read More »
Navigating the world of mortgages and home loan requirements NZ lenders provide can be confusing, especially for first home buyers. At Mortgage Masters, we’re the independent mortgage broker Auckland city first home buyers can count on for clear advice on entering the NZ housing market. Understand Your Buying Capacity The type of home …
Tips for First Home Buyers Entering the NZ Housing Market Read More »
An economic downturn affects just about every industry in the economy and the real estate sector is no exception. Entering a recession isn’t automatically bad for everybody. While property values will tend to be lower in the short term, most homeowners will still enjoy financial stability in the long term if they intend on holding …
Does Property Mean Financial Stability During a Recession? Read More »
Saving a deposit when you are a first home buyer means knowing all the ins and outs of mortgages in Auckland, as well as understanding the guidelines set out by the CCCFA. Buying a home and saving your first deposit is an exciting process, but it can be tricky. There is a 5-step process to …
CCCFA Guidelines for First Home Buyers Saving a Deposit Read More »
It is important to perform an annual mortgage check up to gain an accurate understanding of how your mortgage is affecting your lifestyle and your daily, monthly or annual budget. The experts at Mortgage Masters are here to let you know that you have options, such as a refinance or restructuring of your mortgage, and …
What is a Mortgage Check Up and Why is it Important? Read More »
Looking Beyond Price to Find the Right Property NZ When it comes to New Zealand real estate, you have a lot to think about, from your budget to location and so much more. While house prices NZ are a key factor in real estate investments, it’s important to look beyond the numbers to find the …
As we head into 2022, we are heading into a world dealing with the financial, social and international impacts of Covid-19. Homeowners need to be prepared for higher mortgage interest rates and, in fact, the signs have been around for a while. The latest RBNZ data shows that many with a mortgage have made an …
Buying a New Home During a Time of High Interest Rates Read More »
