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New Zealand Home Loans: 4 Types of Non-Bank Lenders Buying a home in New Zealand can often be a mix of emotions, with lots of excitement and hesitation. Rest assured; many questions will come up while trying to get your finances in order. This is especially true if you are struggling to qualify for a […]

New Zealand Home Loans: How Do Offset Mortgages Work?   Saving money for a home is a worthwhile goal, although the saving doesn’t stop when you settle on a property. It’s important to prioritise paying off your mortgage and make smart financial decisions, which is much easier when you choose a mortgage that makes sense

New Zealand Mortgage: What is the KiwiSaver Tax Credit? If you’re looking at New Zealand real estate, it’s important to know what the KiwiSaver tax credit is, who can get it and how it can help you purchase a home. As reputable mortgage brokers and independent financial advisers in Auckland, Mortgage Masters can help you

Why Mortgage Applications Get Turned Down in New Zealand Was your home loan declined before settlement? Can’t get a loan at all? Don’t worry, Mortgage Masters is here to help. Our mortgage brokers and financial advisers have extensive experience and knowledge of no refusal loans Australia and New Zealand, and we’d be happy to support

5 Commonly Overlooked Costs of Buying a Home New Zealand The cost of home ownership in New Zealand is about more than the sale price. While the cost of the home itself is of course very important, so are the ongoing costs of owning a home and buying property. If you’re thinking about taking the

How to Get Out of Debt NZ: 5 Tips to Manage Your Debt Debt is something many people experience at some point in their lives and Kiwis are no exception. 89% of New Zealand household debt is property debt, although credit cards, medical bills and personal loans are other sources of NZ debt, too. No

Rental Yield vs Capital Growth: What’s the Best Investment Strategy? What is a good yield on rental property NZ? Many Mortgage Masters clients ask the same thing, and our knowledgeable mortgage brokers and financial advisers are here to help you learn how to calculate rental yield NZ. Let’s look at the difference between rental yield

Is it a Good Time for First Home Buyers to Purchase Property? Buying a home is a huge accomplishment and something many Kiwis dream of one day achieving. While changing marketing conditions may scare off some first time investors, this year offers a great opportunity to buy before prices rise in the future. You may

 Looking Beyond Price to Find the Right Property NZ When it comes to New Zealand real estate, you have a lot to think about, from your budget to location and so much more. While house prices NZ are a key factor in real estate investments, it’s important to look beyond the numbers to find the

Applying for a mortgage always has its complications, but if you’re a small business owner, then it can be even trickier. Here at Mortgage Masters, we can give you all the financial advice that you and your small business may need on how you should be juggling your potential small business loans alongside your mortgage.